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I've had an accident, what should I do?
- Do not move your vehicle if on public property – if on private property, police cannot make any decisions, therefore you may move it after exchanging information.
- Stay calm and check other parties for injuries – get help if necessary. Keep comments to yourself – let the police do that job.
- Call the police.
- Do not listen to “don’t call the cops, I’ll pay for the damages.” The common person has no idea how expensive repairs can be. Once you leave without a police report, you may be forced to repair your vehicle at your own expense.
- Exchange information – Insurance company, name, address, phone numbers at home and work.
- Go to a physician for a check up – whip lash does not usually occur until the next day. The insurance company may speed up a settlement if personal injury is evident. Proceed with caution on a settlement.
- Choose a repair facility of you choice – ask the insurance company to have an adjuster work with the repair facility estimator concerning your vehicle repairs.