Do you save deductibles?

The expression "save your deductible" can be a little misleading.  The way deductibles are "saved" is when a portion of the repair is not done, and put towards the deductible.  Lets say for example that the damage to your vehicle is a dent in the fender, bumper, and a scratch in the headlight.  The insurance will pay to fix everything perfectly, back to pre-accident condition.  If you can live with the scratch in the headlight because it is not broken, you can put the cost of the headlight towards the deductible.  So if the deductible is $500, and the headlight is $250, then you can save half of it right there.  So the next time you hear about "deductible rebates" on the radio, its important to get the full story.  Profit margins are not very high in the autobody industry, so it's nearly impossible to save your deductible, AND get the full repair done.  Every situation is different, so if you can't afford your deductible, be sure to ask us BEFORE the repair is started if there is anything we can do to help.

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