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Ok, your car has damages for which you've made a claim with your insurance company.  But you are thinking you could use the claim settlement money for other purposes more important than the car repairs.  Just because you have a claim for the repairs, does that mean you actually have to have the car fixed?

Most of you have probably at some point noticed someones headlamps that are faded, yellowed, or old looking.  This can start happening to any lenses that are plastic (which are most of them) after years of sun exposure.  It's a common problem, and usually can be fixed fairly easily and inexpensively.  There are a lot of headlight restoration kits on the market now for all you do-it-yourselfers that you can buy at auto parts stores and even at Walmart and Target

If you have been involved in a car crash and had a child restrained in a child car seat, the seat may need to be replaced.  In April 2004, the National Highway Traffic Safety Administration (NHTSA) announced changes to the agency's recommendations about replacing child safety seats following a crash.  NHTSA explains:

We unfortunately have to deal with total losses way more than we like to.  It can be a very confusing and difficult time for people, but we do the best we can to help you through the process. 

1.  The color of a car affects insurance rates.  Absolute myth!  Somewhat along the way people got this crazy idea that cars or specific colors were targeted more often for speeding and the like, which thus raised insurance rates on those colored cars.  That is not true at all.  The myth probably got started because sports cars are typically seen in red and yellow, and thus people assumed those colors were more at risk and thus had higher rates.  The fact of the matter is that sports cars have higher rates, but the color has nothing to do with

Auto acidents account for some of the highest acidental deaths in America.  Most auto acidents are caused by careless drivers, and can easily be prevented.  This article will examine the top five leading causes of auto acidents and how they can be prevented.

1.  Distracted Drivers

Car insurance can be confusing.  If you have ever wondered about car insurance, check out these 10 commonly asked car insurance questions.

1.  Do I have to have car insurance?

If you want to drive legally, you have to have car insurance.  If you do not carry insurance and a cop pulls you over, you will face significant penalties.

2.  How much car insurance am I required to have?

Most people are not involved in enough accidents in their lifetime to know exactly what they should do based on personal experience.  The insurance industry is willing to give advice, but that advice is usually based on the insurer's interestes and agendas that are not usually in the best interest of the vehicle owner.  The insurance company will seek the following: